Today, on 21st April 2025, HDFC Bank’s share prices witnessed a 2% increase. The surge followed the Bank’s Q4 results declaration on Saturday, 19th April. According to these results, HDFC recorded a 6.7% YoY growth in revenue and a 10.3% NII growth.
The brokerage firm, Motilal Oswal Financial Services, stated that HDFC performed as expected and highlighted the growth of the NII margin. The firm also projected 10% loan growth in FY26 and 13% in FY27. Additionally, the projections for earnings were raised by 3% for FY26 and 5% for FY27.
HDFC Share Price in Today’s Market
Today, HDFC shares opened to the market at Rs. 1,924.00, a surge from the previous session’s close of Rs. 1906.70. At 10:00 a.m., HDFC’s share price was Rs. 1,9030.6, nearly 1.2% higher than its previous close. According to the reports and estimates on Money Control, the current market capitalisation shows 1,477,490 cores; the UC Limit is 2,097.30, and the LC Limit is 1,716.10
Q4 Financials
According to the figures released on 19th April, HDFC’s Net Profit was ₹17,616 crore, indicating a 6.7% year-on-year (YoY) increase. Its Net Interest Income (NII) was up 10% YoY and stood at Rs. 32,070 crores. The Bank reported that its Average deposits grew by Rs. 3.44 trillion (15.8% YoY), and the End-of-period (EOP) deposits increased by Rs. 3.35 trillion (14.1% YoY).
Recent News About HDFC
- Throughout March, HDFC Bank saw a surge in trading activity, becoming one of the most active equities.
- For the first time in five years, the Bank lowered the interest rate on savings accounts under Rs. 5 million by 25 basis points.
- Analysts see this as a tactic to boost profit margins in the face of sluggish loan growth.
- The Bank’s loan-to-deposit ratio decreased from 104% to 96.5% over the previous year.
HDFC Share Price Target
Based on the calculation reported on Trendlyne, HDFC Bank Ltd. has an average target of 1972.27. The consensus estimate represents an upside of 1.49% from the last price of 1943.30.
The brokerage firm, Motilal Oswal, also projected a buy rating with a target price of Rs 2,200, with an upside potential of 15.4%.
Should You Buy, Sell, Or Hold?
Analysts on Trendlyne and MoneyControl strongly support buying the shares. On MoneyControl, 76% of market experts recommend buying, and 10% suggest holding. Before investing in HDFC, consider its long-term performance and consult your analyst to make the perfect move.